Funds and services for individuals and whānau

See the housing support and funding that different government agencies provide for individuals and whānau.

Accessing urgent housing support 

Accommodation supplement

Provides financial assistance to help people with high housing costs. It is a weekly payment which helps people with their rent, board or the cost of owning a home.

For more information please visit the Work and Income website.

Housing First

Provides financial assistance to help people who are not in Public Housing with high housing costs their rent, board, or the cost of owning a home. The programme also provides support to housing providers, with providers providing the Housing First service, with housing places funded through either Income Related Rent Subsides of Accommodation Supplement.  

For more information please visit HUD's Housing First webpage.

Transitional Housing

Short-term (around 12 weeks) housing for individuals and whānau. Includes support services to help people secure longer-term accommodation and to get back on their feet.

For more information please visit HUD's Transitional housing webpage.

Income Related Rent Subsidy (IRRS)

A rent that is subsidised by the Government to make accommodation more affordable for those on low incomes in public housing. The Government subsidises part of the rent through Income Related Rent Subsidy (IRRS), which is only available to Community Housing Providers.

Public Housing

Provides secure housing to low-income individuals and families. These are houses that are rented out by Kāinga Ora and Community Housing Providers. Te Tūāpapa Kura Kainga supports Community Housing Providers to bring on new supply of public housing places across New Zealand.

Emergency Housing Special Needs Grant

Provided to people to meet their emergency housing needs, typically to pay for short-term accommodation (usually a motel), where there isn’t a more permanent option. 

Sustaining Tenancies

Funds community-based providers to support households who are in public housing and need help to remain in their tenancy. Provides non-financial support and advice about budgeting, property maintenance, and mental health and addiction.

Facilitating core hub support for Government housing products and services

Through its regional offices, Te Puni Kōkiri provides information and advice to whānau, hapū and ropu Māori to help them access housing programmes administered by Te Puni Kōkiri, Te Tūāpapa Kura Kāinga, Kāinga Ora and other agencies.

For more information please visit the Te Puni Kōkiri - Whakapā mai webpage.

Creating Positive Pathways

A trial initiative to house people leaving prison and support them to reintegrate back into their community and make accommodation more affordable. The Government subsidises part of the rent through IRRS. 

For more information please visit HUD's Creating Positive Pathways webpage 

Getting help with employment and training

Cadetship initiative

Supports Māori to achieve their potential in the workplace, and contribute to thriving, innovative and resilient businesses. Te Puni Kōkiri administers funds and partners with eligible employers to support structured and tailored mentoring,  training and development and gaining skills and qualifications.

Skills for business

Supports Māori to achieve their potential in the workplace, and contribute to thriving, innovative and resilient businesses. Te Puni Kōkiri administers funds and partners with eligible employers to support structured and tailored mentoring,  training and development and gaining skills and qualifications.

Māori Trades and Training Fund

Administered by the Ministry of Business, Innovation and Employment, supports community-led employment and training programmes through partnerships between Māori and the Crown. The programme aims to empower solutions by Māori, for Māori.

Education and Training Schemes

Available to support people with specific skills deficits or who are at risk of long-term benefit dependency.

Skills for industry

Through partnerships with employers and training providers, the Ministry of Social Development has developed Skills for Industry training packages to help people gain employment.

Transition to Work Grant

Helps people meet the reasonable costs associated with (re)entering the workforce such as clothes, travel costs, and living expenses until their first pay.

Mana in Mahi

Aims to help people who are disadvantaged in the labour market move into long-term work and gain a formal industry qualification. Participation allows people to work towards an industry qualification while working and earning.

Purchasing a whare

Kāinga Whenua loan scheme

An initiative between Kāinga Ora and Kiwibank to help Māori achieve home ownership on their multiple-owned land. The scheme is currently being reviewed by the Government. 

For more information please visit the Kāinga Ora website - Kāinga Whenua webpage.

First Home Grants

Kāinga Ora administers grants for first home buyers (or those in the same financial position) who have been contributing to KiwiSaver for at least three years, with a grant of up to $20,000 for their deposit.

For more information please visit the Kāinga Ora website - First Home Grant webpage.

First Home Loans

Kāinga Ora administers loans to help first home buyers (or those in the same financial position) with modest incomes who do not have a sufficient deposit to access a standard bank loan. Applicants will require a 5% deposit and the loans are issued by selected banks and other lenders and are underwritten by Kāinga Ora. This allows the lender to provide loans that would otherwise sit outside their lending standards. 

For more information please visit the Kāinga Ora website - First Home Loan webpage.

First Home Partner

First Home Partner is a shared ownership scheme to help aspiring first home buyers whose deposit and home loan are not quite enough to buy a home that meets their needs. Applicants must meet the lending requirements of a participating bank to receive a home loan and be able to contribute a minimum of 5% of the purchase price of the home you are interested in buying. 

For more information please visit the Kāinga Ora website - First Home Partner webpage.

Sorted Kāinga Ora

A programme to help build the financial literacy and capability of whānau Māori so they can make choices about how to meet their housing aspirations.

For more information please visit the Te Puni Kōkiri - Sorted Kāinga Ora webpage.

Repairing a home

Repairs to whānau-owned homes

Te Puni Kōkiri can provide information, advice, and funding for essential repairs to whānau-owned homes.

For more information please visit the Te Puni Kōkiri - Repairs to Whānau-owned homes webpage.

Published: April 11, 2022

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