Latest Housing Affordability Measure released

Published: September 12, 2019

Tagged with:

  • News
  • Housing affordability

We have released the latest Housing Affordability Measure (HAM) including data to December 2018.

The measure helps the Government identify affordability trends relating to renters in areas across New Zealand. The measure uses Statistics New Zealand’s data to compare rents from tenancy bond data along with household income data from Inland Revenue and the Ministry of Social Development.

The latest Housing Affordability Measure shows:

  • 31 percent of renters were spending more than 30 percent of their household income on their rent, essentially unchanged from 31.3 percent in December 2017
  • 74.8 percent of renters would have been spending more than 30 percent of their household income on mortgage, rates and insurance if they had bought a (lower quartile valued) house of a similar size in their area, decreasing from 75.9 percent in December 2017

More information about HAM and other tools we use to understand housing affordability, head to our website.


  • The Housing Affordability Measure has been released twice yearly since 2017 and is under development as an official Tier 1 Statistic.
  • The measures are considered experimental and should be used to identify trends only.