Financial modelling tools

We have partnered with The Property Group to produce financial modelling tools to support new and aspiring Progressive Home Ownership providers. 

The financial modelling tools aim to give organisations a clear and consistent understanding of how to:  

  • assess whether households/whānau can afford to enter the scheme and achieve independent home ownership within 15 years, and  
  • demonstrate that the development to build PHO homes is feasible, and if the project will have sufficient funding throughout the development process and through to completion.   

The financial modelling tools are designed to be used for three types of PHO schemes: 

  • leasehold  
  • rent to buy 
  • shared equity 

Malo Ah-You, General Manager of Māori Housing Supply and formerly Manager of Progressive Home Ownership, introducing the financial modelling tools and how you can use them for your PHO programme.  

Shared Equity model

Rent to Buy



If you have any questions, you can always reach out to us at

Published: June 16, 2022